Tino Muñoz joined American Riviera Bank in 2020 and brings decades of commercial lending experience to his role. Prior to joining the Bank, Tino held commercial lending roles with Bank of the Sierra, Pacific Western Bank, Business First Bank, First Republic Bank, and Santa Barbara Bank & Trust, building deep expertise in supporting businesses and clients throughout the Central Coast.
He is active in the community through his volunteer service with Habitat for Humanity, where he has served on the Finance Committee since 2017; St. Vincent’s, where he served as a board member for 10 years; the Santa Barbara Athletic Round Table, where he served as a board member for nine years; and California Coastal Rural Development Corporation, where he has served on the Loan Committee for 12 years.
Tino attended Santa Barbara City College, where he played baseball.
Vice President, Portfolio Manager
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805 730 7876
Location: Santa Barbara
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